New Bima Gold

Special Plans

Special Plan that offers the twin benefits of investment

plus insurance cover throughout your life.

This is a unique with profit Money Back Type plan. Premiums paid over the term of the plan are paid back in installments. These will be paid at specified durations in case L.A. survives during the policy term. Life insurance cover is not only available during the term but also during the Extended Term of the plan.

Extended Term : This plan has the facility of an extended term ( which will be half of the policy term ). For example : For 20 years term the extended term will be another 10 years. Hence the total term will be 30 years. The important part of Extended Term is that NO Premiums are payable during this extended term.

1. DEATH BENEFIT : (a) During Policy Term : Basic Sum Assured will be paid to the nominee.

(b) During the Extended Term : 50% of the Basic Sum Assured will be paid, provided all premiums under the policy have been paid.

2. SURVIVAL BENEFIT : In case L.A. survives till the end of specified durations the benefits shall be payable as per the following chart.

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Policy Term % of S.A. payable at the end of the Policy Year

4th 8th 12th 16th

12 15% 15% - -

16 15% 15% 15% -

20 10% 10% 10% 10%

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Survival Benefit : Payable in case of life assured surviving to the end of the specified durations provided the policy is in full force as given below:For policy term 12 years:15% of the Sum Assured under Basic Plan at the end of each 4th & 8th policy year For policy term 16 years:15% of the Sum Assured under Basic Plan at the end of each 4th, 8th &12th policy year For policy term 20 years:10% of the Sum Assured under Basic Plan at the end of each 4th, 8th, 12th & 16th policy year On expiry of policy term:Total amount of premiums (excluding extra/optional rider premiums, if any) paid plus Loyalty Additions, if any, less the amount of survival benefits paid earlier.