New Bima Gold

Special Plans

Special Plan that offers the twin benefits of investment

plus insurance cover throughout your life.

This is a unique with profit Money Back Type plan. Premiums paid over the term of the plan are paid back in installments. These will be paid at specified durations in case L.A. survives during the policy term. Life insurance cover is not only available during the term but also during the Extended Term of the plan.

Extended Term : This plan has the facility of an extended term ( which will be half of the policy term ). For example : For 20 years term the extended term will be another 10 years. Hence the total term will be 30 years. The important part of Extended Term is that NO Premiums are payable during this extended term.

1. DEATH BENEFIT : (a) During Policy Term : Basic Sum Assured will be paid to the nominee.

(b) During the Extended Term : 50% of the Basic Sum Assured will be paid, provided all premiums under the policy have been paid.

2. SURVIVAL BENEFIT : In case L.A. survives till the end of specified durations the benefits shall be payable as per the following chart.

__________________________________________________________________________

Policy Term % of S.A. payable at the end of the Policy Year

4th 8th 12th 16th

12 15% 15% - -

16 15% 15% 15% -

20 10% 10% 10% 10%

__________________________________________________________________________

Survival Benefit : Payable in case of life assured surviving to the end of the specified durations provided the policy is in full force as given below:For policy term 12 years:15% of the Sum Assured under Basic Plan at the end of each 4th & 8th policy year For policy term 16 years:15% of the Sum Assured under Basic Plan at the end of each 4th, 8th &12th policy year For policy term 20 years:10% of the Sum Assured under Basic Plan at the end of each 4th, 8th, 12th & 16th policy year On expiry of policy term:Total amount of premiums (excluding extra/optional rider premiums, if any) paid plus Loyalty Additions, if any, less the amount of survival benefits paid earlier.

Amulya Jeevan-1

Whole Life Plans -

Protect your loved ones from any unexpected surprises in life, any time.

This is pure Term Assurance Plan like Anmol Jeevan. In this plan Min.Sum Assured 

is 25 lakhs.

Other details : 

(a) Plan is allowed to Physically Handicapped Persons as per the existing rules.

(b) This plan is allowed to Persons engaged in hazardous occupations by charging appropriate occupational extra.

(c) Proposals are considered on the on the basis of Medical Reports & Special Reports (if any). FMR (Full Medical Report) will be required to be done by Divisional Medical Referee (DMR) / Addl.DMR or by Third Party Administrators (TPA). FMR from Medical Examiners with enhanced powers will not be accepted.

(d) Cost of Medical Exam.including Special Reports will be borne by LIC as per rules.

(e) SUC will be calculated as per existing rules. For calculating SUC, Sum Assured under this plan is to be considered.

(f) Extra Premium Rates to be changed in case of sub standard lives. The extra premium for higher EMR will be in multiples (as applicable under Endowment Plan) of these class 1 extra rates.

(g) Grace Period : Grace period of 15 days will be allowed for payment of YLY / HLY premiums. If death occurs within this period & before the Payment of the premium then due, the policy shall be valid and S.A. shall be payable after the deduction of the said premium. If premiums are not paid within grace period, policy will lapse.

Maturity Benefits : On maturity NO Amount will be paid to the Policyholder.

Death Benefits : On death of the Policyholder during policy term, S.A. will be paid to the nominee.

Welcome

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             Savings through Life Insurance.

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We take care of your h ard earned money, while you relax. So Insure & Be Secure

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Lalithababu.d

LIC Agent. Code No: 230360B

Call Us at Hyderabad - +91 98663 92959

Email Us : 18.lalith@gmail.com

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